credit position meaning in English
信用情况
资信情况
Examples
- Excess credit position
超额抵扣情况 - In practice , the promotion that the agricultural insurance brings to the agricultural industrialization , the leading that the agricultural insurance brings to the adjustment of the agricultural industry structure , the push that the agricultural insurance brings to the expansion and application of the new agricultural techniques , and the improvement that the agricultural insurance brings to the credit position of the agricultural producer and proprietor , have made the meaning of researching and carrying out the agricultural insurance more obvious
农业保险是农业风险管理的重要手段,我国国情放大了农业保险的风险管理功能。实践中,农业保险表现出了促进农业产业化进程,引导农业产业结构调整,推动农业新技术推广与应用,提高农业经营主体信用地位等作用,这使研究和实施农业保险的意义更加凸现。 - According to many actual problems , for instance , bad credit asset , the speculation of credit market etc , from the angle of asymmetric information , the thesis adapt the methods of information economics to the creation and cause of asymmetric information of credit market , the problems and deficiency of credit position and the relationship between asymmetric information and credit position . finally , draw a conclusion that the level of asymmetric information is the objective foundation of credit position and find a new way to decide credit position scientificly , reasonably and correctly . the thesis adapts asymmetric information to the analysis and comparison of problems of credit position
本文运用信息经济学的分析方法,针对我国商业银行普遍存在的资产质量不高、信贷市场投机性强,信贷介入选择难以把握的现实问题,从信息不对称的角度入手,深入分析了信贷市场中信息不对称的产生及其原因,深刻阐述了信息不对称对我国信贷市场的影响,以及当前我国商业银行信贷定位中存在的问题与不足,最后得出了要以信息不对称程度作为信贷定位的重要客观依据的结论,从而为我国商业银行如何科学、合理、准确进行信贷定位探索了一条新的途径。 - On the one hand , bank crisis will be handed on by credit chain , causing financial crisis ; on the other hand , though financial crisis is not caused by bank , bank crisis usually follows and deteriorates financial crisis and influences the whole country ' s financial system . to ensure the safe financial system , commercial bank must solve the problem of credit position . but , since asymmetric information exists extensively , how to decide credit position , in other word , what the foundation of credit position is still influencing bank ' s development
一方面,银行危机往往会通过信用链条迅速传递,诱发金融危机;另一方面,即便金融危机不是由银行直接引发,但银行业危机通常会接踵而至并带来或加深金融领域的危机,由此可见,商业银行经营状况直接影响到整个国家金融体系的安危,要保证我国金融安全,首先必须解决我国商业银行信贷定位问题,但是在信息不对称广泛存在的情况下,商业银行如何进行信贷定位,换言之,商业银行以什么依据进行信贷定位依然是困扰我国商业银行发展的重要因素。 - First , general theoretical analysis is made about credit position under the market economy . the com of the credit position is to maximize the profit by controlling the risk . secondly , considering the characteristics of the economy of china , the credit positioning of china and its holding is studied ; thirdly , further consideration of the credit positioning of china is taken under the background of joining the wto ; at last , problems of the credit positioning of china at present are disclosed and analyzed deeply
首先,论文对市场经济条件下商业银行信贷定位进行了一般的理论分析,明确以利润最大化为目标,以风险控制为主线是信贷定位的核心;其次,论文结合我国的转轨经济特点,对我国商业银行信贷定位及其把握进行了分析;接着,作者在wto背景下对我国商业银行信贷定位了再思考;最后,文章对当前我国商业银行信贷定位中存在的问题进行了揭示和深入分析,并提出相应的解决对策。